My first career (said in the same tone as one talks of one’s first husband) was in money. I was a financial adviser, working as a dealer when the Big Bang happened and when Black Monday blew us away – along with the Great Storm – in 1987.
From selling investments I moved into marketing investments for blue-chip companies, working on the team which launched the first ever unit-trust personal pension in the UK, and I helped Royal and Sun Alliance design a ground-breaking award-winning employee pension scheme.
So I know a bit about financial services and how to spot a good punt.
I don’t talk about this aspect of my life much because I became very disillusioned. I realised that, instead of financially empowering customers, most financial institutions were hell-bent on financially empowering themselves first. I left the industry to do something that felt more worthwhile.
But I want to tell you about someone who took a different approach. While I was busy walking away and getting all new-age, Jason Scott was summoning up his courage to take on the big boys. He was deeply saddened as he watched good people lose their hope and homes to bad money practices. He was angry. And he decided to do something about it.
That ‘something’ is Civilised Money. It’s a new, alternative way of banking based on crowd funding. It’s designed to enrich EVERYONE who takes part. A totally transparent finance initiative, it takes a sustainable and responsible approach to money. It’s fair and it’s ethical, but most of all its empowering. Not surprisingly the management team are a bunch of super-enlightened bods from a mix of relevant backgrounds including my favourite guru and authentic business leader, Neil Crofts.
This project has been years in the making: against the background of all the disappointment and rage and powerlessness we have all been feeling over the last decade as we see our economy plundered, our standard of living plummet, the gap between rich and poor soar into hyperspace and our children’s futures looking financially precarious; as we have watched the financially unthinkable happen in the hands of the commercially uncontrollable, and experienced the reality of our powerlessness in the democracy we live in; while all this has been happening Jason has been busy dreaming and designing and creating and launching a whole new banking paradigm.
It launched this week. You have a once-only chance to get in on the ground floor. They are offering 10% of the equity in the company and anyone can invest. You have 7 more days to get in on the act and you can invest as little as a tenner. And you can pay with Paypal. So there’s nothing complicated at all.
If enough of us get behind this idea we will have an alternative way of funding and being funded, investing and getting investment, lending and borrowing. I’m not going to write any more words telling you how it all works. But I will just say that I believe it has the potential to move us into a new level of consciousness around money and why we need it and how we want it to improve our lives. And that’s got to be a good thing. Hasn’t it?
Of course, if you’re happy with the way the banking and financial services industry is running the country and controlling the government then you can just close your browser and get on with your life.
But if you do feel like that, I’d just like to remind you of one of my favourite pieces of graffiti. It’s on the top left.
Don’t forget – you can invest from £10 upwards. But hurry… there are only 7 more shopping days to go and this is going viral.